Capital One Quicksilver Credit Card Review

Nov 20, 2024 By Kelly Walker

Are you searching for a credit card with features that meet your financial needs? Consider Quicksilver from Capital One – a top-rated credit card offering cashback rewards, on-time payments, and no annual fee.

With the potential to rack up significant rewards points, an impressive APR, and other helpful features, it's not hard to see why so many Americans have chosen this card as their go-to source of financing.

Read on for our comprehensive review of the Quicksilver Credit Card.

A No-Fuss, No-Gimmicks Card

The Quicksilver Credit Card from Capital One is a great choice for anyone looking for an easy-to-use credit card without hidden fees or tricks. The basic features of this card are as follows:

  • No annual fee
  • A variable APR of 16.24% – 25.24%
  • Cashback rewards program – earn 1.5% cash back on every purchase
  • Introductory 0% APR period on balance transfers for 15 months
  • Free credit score access through CreditWise
  • No foreign transaction fees

The Rewards Program

The Quicksilver Credit Card offers a competitive rewards program, allowing you to earn 1.5% cash back on every purchase made with your card.

This is one of the highest cashback rates any major credit card provider offers and can add to significant savings over time.

Furthermore, if you pay off your balance each month, there is no annual fee, and you will not be charged any interest.

In addition to the cashback rewards program, there are various other benefits associated with this card. Some of these include:

  • Access to exclusive savings on products and services through the Capital One Rewards Network
  • The ability to redeem your earned rewards for statement credits or gift cards
  • An optional travel accident insurance

Benefits For Small Business Owners

The Quicksilver Credit Card also offers additional benefits that can help small business owners. These include:

  • An expansive rewards program – earn up to 2% cash back on purchases
  • 0% introductory APR period on balance transfers and purchases for 15 months
  • No annual fee or foreign transaction fees
  • Access to helpful business tools and resources
  • Tap-Go technology for quick, secure purchasing
  • Online account management portal

Additional Benefits

In addition to the rewards program, Quicksilver offers several other helpful features that make it a great choice for credit card users. These features include:

  • Free access to your FICO score through CreditWise
  • An extended 0% APR period on balance transfers for 15 months
  • No foreign transaction fees, allowing you to make purchases abroad without worrying about exchange rates or high fees
  • Tap-Go technology allows you to make purchases quickly and securely by tapping your card against the reader rather than swiping or inserting it.
  • An online account management portal lets you view your account information and make payments.

Drawbacks and Alternatives

You can get a higher flat rate

You can get a higher flat cashback rate with other cards, such as the Citi Double Cash Card, which offers 2% cashback on all purchases.

Additionally, the Chase Freedom Unlimited Card may be a better option if you are looking for a card with more robust rewards and bonus categories.

Limited opportunities for bonus rewards

The Quicksilver Credit Card offers no additional bonus opportunities, such as sign-up or category bonuses. This means you cannot maximise your reward potential with this card.

Also, the rewards program is limited to 1.5% cash back on all purchases, which can be limiting if you are looking for more substantial returns.

Capital One Quicksilver Cash Rewards

The Quicksilver Credit Card from Capital One is a great option for anyone looking for an easy-to-use credit card with no hidden fees or gimmicks.

This card offers a competitive cashback rewards program, free access to your FICO score through Creditwise, and other helpful features.

Earning Rewards

The Quicksilver Credit Card from Capital One offers a generous 1.5% cashback on all purchases, with no annual or foreign transaction fees.

Also, there is an introductory 0% APR period for 15 months on balance transfers and purchases for added savings.

This card also has Tap-Go technology enabling you to make purchases without swiping or inserting your card.

Redeeming Rewards

It is simple and easy with this Credit Card. You can redeem your cash back for statement credits, check deposits, or purchase gift cards from popular retailers.

Rewards points do not expire as long as your account remains open and in good standing, which benefits the people.

Rewards Potential

The Quicksilver Credit Card offers great potential for rewards, especially if you take advantage of the 0% APR period on balance transfers and purchases.

This card can maximise your reward potential for everyday purchases such as groceries, gas, and other essentials.

With no annual or foreign transaction fees, you can save even more without worrying about extra costs, saving your money and keeping your budget healthy.

0% Introductory Rates

The Quicksilver Credit Card offers an extended 0% APR period on balance transfers and purchases for 15 months, giving you time to pay off your balance without incurring interest.

This makes it a great option if you want to consolidate debt or make a large purchase but need breathing room to pay it off.

In addition, there is no penalty APR if you miss a payment to get back on track quickly. You can get great savings with this card with 0% introductory rates and no annual fees.

Also, this particular Credit Card from Capital One is a great option for anyone looking for an easy-to-use credit card with no hidden fees or gimmicks.

This card offers a competitive cashback rewards program, free access to your FICO score through Credit wise, and other helpful features.

FAQs

Is it hard to get a Quicksilver card?

No, it is not difficult to qualify for a Quicksilver Credit Card. This card requires good to excellent credit, and you must provide proof of income.

What are the customer service options?

Capital One offers 24/7 customer support via phone or online chat. They also have an extensive FAQ page covering all your questions.

Is it worth getting the Capital One Quicksilver card?

The Quicksilver Credit Card may be a great option if you are looking for an easy-to-use card and generous rewards.

The 1.5% cash back on all purchases is competitive, and the extended 0% APR period on balance transfers and purchases can help save you money in the long run.

Conclusion

This Credit Card from Capital One is an excellent choice for anyone looking for an easy-to-use credit card with no hidden fees or gimmicks.

This card offers a competitive rewards program and helpful features such as free access to your FICO score and Tap-Go technology for secure purchasing.

With no annual or foreign transaction fees, this card is an economical option for anyone looking for a reliable credit card without extra costs.

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